is a division of Presidential Bank. At Presidential Bank, protecting
the privacy and confidentiality of your personal information is
important to us. We value your business and the trust you put in
Presidential Bank. We would like to assure you that, as explained
more fully below, we will not make your personal information available
for marketing purposes to anyone outside our organization.
In order to offer you the financial products and services you seek
to obtain, we collect, maintain and use information about you on
a routine basis. To help you better understand how your personal
information is protected, we provide you with the following statement
describing our practices and policies with respect to the privacy
of customer information.
At Presidential Bank:
We do not disclose any nonpublic personal information about you
to anyone except as permitted by law. We may, for example, disclose
nonpublic personal information about you to others for purposes
of servicing your account with us, processing transactions that
you request or authorize, or obtaining credit or other verification
We may collect information volunteered by you during the application
process, gathered from your transactions and experiences with us
and obtained from other authorized sources, such as credit bureaus.
All information gathered and stored by Presidential Bank is used
for specific business purposes, such as administering your account,
complying with state/federal banking regulations, protecting against
fraud and developing a better understanding of your financial needs
to provide you with improved products and services.
We restrict the access to your personal and account information
to employees who need to know that information to provide products
or services to you. We maintain physical, electronic and procedural
safeguards that comply with federal standards to guard your nonpublic
Correcting and Updating Your Information
The accuracy of your personal information is important to us. If
you are a customer and have a concern about your personal or account
information maintained at FundCash,
or want to correct, update, or confirm your information, please
go to Contact us and send us an e-mail or call Customer Service.
We will be happy to review and update our records.
When you interact with a FundCash
web site, we strive to make that experience easy, meaningful, and
secure. We accomplish this in the following ways.
Cookies and Personal Identification. Standing alone, cookies,
GIFs and other Web tools, as well as data derived from them, do
not identify you personally. They merely recognize your browser.
Unless you choose to identify yourself to FundCash
through the Apply Online process, you remain anonymous to us. Cookies
come in two flavors: persistent and session-based.
Persistent Cookies. Only persistent cookies remain on your
computer after you've closed your browser or turned off your computer.
They include such information as a unique identifier for your browser
that only FundCash
can read and use, and the fact that you are a customer or prior
Web site visitor (whatever the case may be). We are especially careful
about the security and confidentiality of the information we send
through persistent cookies.
Session-based Cookies. Session cookies exist only during
an online session with FundCash. They disappear from your computer
when you close your browser software or turn off your computer.
Session cookies allow you to conduct transactions or request your
own personal or account information on our Web site. They contain
encrypted or encoded information about your account(s), and/or identifying
information that you have previously provided to us. This information
allows FundCash to process your online transactions and requests.
Examples include a request to see your account balance or to place
a trade order on your behalf. Without the session cookie information,
we would not be able to complete your Web transactions securely.
Session cookies help us make sure you are who you say you are after
you've logged in.
Secure Server through Verisign. Web security and keeping
customer information secure is important to FundCash. All customer
account transactions are done through the Presidential Bank secure
web server (https://secure.presidential.com). On the bottom of each
page of the FundCash web site, we have placed the Versign secure
site logo that links to Verisign telling a visitor that our site
is on a secure server.
Secure browsers. In order to better protect your personal
information, Presidential Bank has adopted the policy of our customers
using browsers capable of 128-bit encryption. This insures that
the process of sending us your personal information over the World
Wide Web is safe. The information is encrypted by your web browser
using a "key" that will enable it to be legally decrypted
only by us. Using a 128-bit cipher makes it exponentially more difficult
than the previously accepted standard of 40-bit encryption.
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